Irena Martincevic

Industry Analyst

Irena is an industry analyst and content specialist at HowMuch.net, where she transforms complex data into clear insights that help readers make smarter financial decisions. She holds a degree in Economics and has been conducting personal finance research since 2018, bringing a strong analytical foundation to her work.

Articles by Irena Martincevic

A title graphic on a dark green background for HowMuch.net health insurance. The text reads:

One Big, Beautiful Bill’ Could Leave 14 Million Americans Uninsured

March 4, 2026

The One Big Beautiful Bill (OBBB) marks a shift in U.S. healthcare, trading federal safety nets for private-market incentives. While it expands HSA flexibility, experts warn that its deep cuts to Medicaid and the expiration of ACA subsidies could see the uninsured population swell by over 14 million by 2034.

A title graphic on a dark green background for HowMuch.net health insurance data. The text reads:

Group Health Insurance Cost by State: How Much Do Employers vs. Employees Pay?

February 27, 2026

A quick snapshot of who really pays for health insurance across the U.S., with state-by-state data showing the total cost and employer vs employee contributions.